
County Cost-Saving Tools and Programs
At TCSA, we’ve forged valuable partnerships and affiliations to empower Tennessee’s county governments with financial programs that benefit taxpayers, enhance operational efficiency, and elevate the status of counties as employers of choice.
Our programs, crafted by county governments for county governments, address gaps in private-sector services by providing competitive, tailored solutions. Many have evolved into independent entities or partnerships with trusted agencies, ensuring sustainable support for local governance.

Public Surplus
Why Join This Program?
Through a partnership with TCSA, Tennessee counties are eligible to list items with a reduced buyer’s premium, which will encourage competitive bidding on surplus items listed. With public surplus, buyers are responsible for all service fees, and it costs counties nothing to use.
As part of TCSA’s agreement with the company, public surplus also provides a 10% rebate of the buyer’s premium paid on each sale from Tennessee counties to your associations, so that we can continue to offer a high level of service at minimal cost to our members.
If you’re in the market, the site can also be a great place to find used equipment or materials. They have a huge database of potential buyers as well as goods & services.
What if my county is already a member?
If your county is already signed up for the program, then you can easily sign up again to activate the reduced buyer’s premium and revenue share. Click here to sign up again and active the reduced buyer’s premium.

Tennessee County Services Loan Program
Since its launch in 1995, the Tennessee County Services Loan Program (TCSLP) has been a trusted partner for counties seeking cost-effective and flexible financing for capital projects. Designed to reduce borrowing costs, TCSLP collaborates with the Tennessee Municipal Bond Fund (TMBF), which has supported local governments since 1986. Together, these non-profit, self-supporting entities have provided over $3.8 billion in loans to Tennessee’s cities and counties, saving taxpayers more than $500 million in interest expenses.
Flexible Financing for Local Governments
TCSLP serves governments both large and small, offering loans for a wide range of projects, including schools, roads, utilities, public buildings, jails, and essential equipment. Loan amounts range from $21,000 to $100 million, tailored to meet the unique needs of each borrower. Programs include capital outlay notes and both fixed and variable-rate loans, ensuring cost-effective options for every project.
A History of Savings and Success
TCSLP leverages partnerships with service providers and financial institutions to negotiate lower fees and reduce issuance costs by pooling resources across multiple borrowers. Managed cooperatively with TMBF, the program is overseen by boards of directors comprised of local government officials, ensuring governance remains aligned with the interests of Tennessee’s communities.
Unmatched Support for Over 260 Local Governments
More than 260 local governments across Tennessee have trusted TCSLP and TMBF for their financing needs. By providing customized solutions for governmental projects of all sizes, TCSLP continues to drive substantial savings and strengthen infrastructure across the state.

Local Government Insurance Pool
The Local Government Insurance Pool (LGIP) is a combined effort from the Local Government Property and Casualty Fund (est. 1985) and the Local Government Workers’ Compensation Fund (est. 1981). Designed exclusively for Tennessee counties and county agencies, these not-for-profit Funds solely exist to provide a consistent and stable alternative for the insurance needs of Tennessee county governments (general fund, highway departments, schools and other county services). For over 40 years LGIP has protected all departments of Tennessee counties by providing:
- Workers’ Compensation
- Property
- General liability
- Law Enforcement & Jail Liability
- Automobile
- Public Officials Liability (Errors & Omissions)
- Crime
- And other related property and casualty needs.
LGIP places significant emphasis on safety and, with the help of two designated Loss Control representatives, provides members with the tools and training to prevent or reduce claims. However, when accidents or incidents do occur there are experienced adjusters located in Tennessee prepared to handle claims quickly and professionally.

OMNIA Partners
OMNIA Partners, Public Sector, is the nation’s largest and most experienced cooperative purchasing organization dedicated to public sector procurement. Our immense purchasing power and world-class suppliers have produced a comprehensive portfolio of cooperative contracts and partnerships, making OMNIA Partners the most valued and trusted resource for organizations nationwide.
Through the economies of scale created by OMNIA Partners, participants now have access to an extensive portfolio of competitively solicited and publicly awarded agreements. The lead agency contracting process continues to be the foundation on which we are founded. OMNIA Partners is proud to offer more value and resources to state and local government, higher education, K-12 education and non-profits.
For more information, visit omniapartners.com/industries/government.

cashVest by three+one
cashVest® by three+one® is the only solution of its kind that identifies new revenue & savings for public entities without raising taxes. Created by Public Officials for Public Officials. For more information, please visit https://threeplusone.us/public-sector/
If you’re interested in evaluating the efficiency of cashVest for your county, please reach out to William “Bill” Cherry at three+one, who can help steer you (and your county’s financials) in the right direction! Bill can be reached via email at wec@threeplusone.us
